Insurance Total Loss Car Appraisals
Has your insurance company
declared your vehicle a total loss?
Are they offering you less than it’s worth?
You have the right to fight back.
Total Loss Valuation on Your Car
At Southwest Auto Appraisals, we help you get the fair compensation you deserve when your vehicle is totaled. Insurance companies often rely on valuation reports that undervalue your car – but you don’t have to accept their first offer.
Total Loss Car Value
When your insurance assesses the value of your car after an accident, they use Fair Market Value (FMV) as the value. If you don’t agree with what your insurance has given as a ‘total loss value,’ you can challenge that value. That is where Southwest Auto Appraisals helps you – we run preliminary reports to see if you are right.
If the insurance company undervalued your vehicle total loss amount by more than $1000, we will help you to proceed.
Total Loss Brokers
Agents and companies that can help you negotiate a total loss claim with your insurance company are called Total Loss Appraisers — or Total Loss Brokers. We help you get an independent look at FMV for your vehicle, and negotiate with your insurance company to recognize the correct value.
How It Works
We make the process straightforward, transparent, and simple…
Here’s our step-by-step approach:
Free Initial Review
Before you hire us, we review the insurance company’s valuation report for free.
Estimate Value
We’ll give you an estimated range of what your car is actually worth.
Moving Forward
With Negotiation
We only recommend moving forward if there is at least $1,000 in additional value left on the table.
Right To Appraisal
Hire us and notify your insurance company that you are enacting your right to appraisal. Now you play the waiting game…
Settlement
Once the insurance company’s appraiser is hired, your new settlement amount is generally agreed upon by the appraisers within 72 hours.
The Total Loss Insurance Appraisal Process
Before you hire us, we review the insurance company’s valuation report for free. We’ll give you an estimated range of what your car is actually worth. We only recommend moving forward if there is at least $1,000 in additional value left on the table.
What if My Car is NOT Worth More than the Insurance Value?
If not, we’ll give you free tips on how to negotiate a few hundred extra dollars yourself.
How to get more for your total loss vehicle settlement
If it makes financial sense to proceed, you hire us for a flat fee. You then notify your insurance company that you are enacting your right to appraisal and provide them with our credentials. As an Accredited Senior Appraiser with the American Society of Appraisers, our credentials carry weight.
Negotiating With Your Insurance Company For Fair Market Value of a Total Loss Vehicle
Your insurance company must now hire their own independent appraiser. Now we play the waiting game… We advise our clients to be persistent to your insurance company in the meantime. Call your adjuster daily to push them to hire their appraiser so we can get to work.
Total Loss Car Settlement
Once the insurance company’s appraiser is hired, your new settlement amount is generally agreed upon by the appraisers within 72 hours.
What If Someone Else Hit Me? (Third-Party Claims)
If another driver caused the accident and their insurance is paying, you may not be able to enact the Appraisal Clause. However, we can still help.
USPAP-Compliant Second-Opinion Appraisal Report
We provide a credentialed, USPAP-compliant second-opinion appraisal report. You can use this robust document as heavy ammunition to negotiate a higher payout from their insurance company.
If they still refuse to pay fairly, our report serves as expert evidence if you choose to file a lawsuit against the other driver.
Appraisal Clause for Underinsured At-Fault Driver Claims
If the at-fault driver is underinsured, we may be able to tap into your own Uninsured/Underinsured Motorist coverage, bringing your insurance back into the mix and allowing us to use the Appraisal Clause.
Why Choose Southwest Auto Appraisals?
Expertise You Can Trust
Expertise You Can Trust: Accredited Senior Appraiser with the American Society of Appraisers.
Honest Assessments
Honest Assessments: We won’t take your money unless we believe we can get you a significantly higher payout.
Fast Turnarounds
Once the opposing appraiser is hired, our negotiation process is quick and efficient.
Don’t settle for less than your vehicle is worth
Contact us today for a free review of your total loss valuation
